Loan Services

Home Loan

“Buy your dream home and make it your sweet home with our home loan”

With a home loan, you can purchase your dream home comfortably, as lenders cover up to 90% of the price and you are required to make a down payment of the remaining amount.

Owning a house can only be understood by common people, and Capital Cart is well aware about
this fact. Connecting with us can make your dream true for standing your sweet home in a seamless
manner.

Capital Cart Tips for Home loan

With various housing schemes available in India, you can get ample financial assistance with reasonable interest rates if you qualify for a home loan. Indian government also provides good assistance with the PMAY subsidy.

Why Capital Cart for Home Loan?

Maximum savings: We have fixed one time processing fees, hence forth there are no hidden
charges involved in your loan process.
Tenure Flexibility: Capital cart as a loan financial service offers the wide range of tenure for salaried self-employed and working women.
Availability of Refinancing: If you are tired of paying the heavy interest rates with existing loan provider, make it refinance to other bank through Capital Cart and save you future money.
In line with your needs: We can remove all the barriers that are coming in your way for home loan. We ease the loan process no matter where you have stuck for moving ahead to your dream home.

Loan against Property

“Wise use of existing property can convert your dream in to reality”

An LAP (Loan Against Property) is a loan one can obtain based on the value of their property.
Optimize your existing property for all your future goals come true.

Fulfil all your personal needs such as acquiring assets, educational fees, marriage expenses, personal
travel. Capital Cart can help to provide you the loan against property on-the-go.

Criteria for Loan Against Property:

Loan based on property value (Upto 60% value).
Assets
Liabilities
Capacity of Repayment
Age 24 to 60 years only
All the legal documents should be clear on Property Title

Why Capital Cart for your Loan Against Property?

Maximized loan limits
Service at your door step
Easy and Smooth Documentation work
Faster Loan Disbursements for your dream

Vehicle Loan

“Drive car which you are dreaming since very long with our Vehicle Loan Service”

We have helped many dreams come true. Vehicle loan service of Capital Cart will help you to
purchase you a car you are dreaming from along ago.

Capital Cart enables you to get 100% finance for dream your car or any other commercial vehicle you
are planning to buy.

Our Vehicle Loan Services

New Vehicle Loan

A new car loan can be used to buy a brand-new car, while a second-hand car loan can be used to buy
a used car. Most of the top lenders in the country offer both types of finance.

Capital Cart’s instant loan approval allows you to drive in your owned car to your home.
The picture below clearly illustrates our characteristics our new vehicle loan.

Pre-owned Car Loans

You can enjoy a convenient car buying experience with faster approvals and doorstep service since we have tie-ups with a wide variety of pre-owned car dealers.

Used Vehicle Loan

The purpose of Used Vehicle Loans is to assist people in purchasing a used car for their personal or
professional needs. A number of banks offer Used Vehicle Loans up to a certain percentage of the
price of the car with no down-payment at all.

But here in Capital Cart our priority is to assist you with zero down payments.

Significant features of Capital Cart Used Vehicle Loans

Vehicle Refinancing or Car Refinancing

In refinancing an auto loan, you take out a new loan to repay the original note, and the vehicle is used as collateral. The new loan, often with a new lender, usually comes with different terms, so borrowers usually refinance their cars to obtain better terms. Depending on the aims and circumstances of an individual, how these terms differ may vary, but let's examine a few common examples.

Lower interest rates – If you qualify for a lower interest rate than your existing loan, you may end up paying less in interest when the loan is paid off. This may be the case if the loan is not prolonged much.

Reduced EM – Refinanced auto loans may reduce your monthly payment due to lower interest rates or longer loan terms, or both.

Loan term reduction – When the loan term is shortened, the monthly payment might increase, but the total amount of interest paid and what the borrower ends up paying for the car may decrease.

Loan term extension – What would happen if the loan term was extended? If there was a longer loan term, and the time it took to repay the loan amount were longer, then the monthly payments could be smaller. In this case, the borrower would likely end up paying more for the car after interest charges are taken into account.

Commercial vehicle Loans

INTEREST IN THE USE OF LOANINGS TO PURCHASE AUTORICKSHAWS/TAXIS, MOTOR BUSES, LIGHT COMMERCIAL VEHICLES, LORRIES, etc.,Various types of commercial vehicles may be used at different locations with commercial vehicle loans. There are a variety of factors that determine the interest rate of the loan, such as customer profile and location. The loan is available to customers with diverse profiles.

Capital Cart offers two varieties of commercial vehicle loan

Working Capital Loan

Working capital loan is used to cover everyday expenses (such as paying employee wages) related to the operation of a business. It cannot be used to invest or buy long-term assets.

Why Woking Capital Loan?

The immediate benefit of a working capital loan is that it’s quick and lets business owners efficiently cover any gaps in working capital expenditures. Besides its speed, a noticeable benefit is that it’s debt financing, so the business owner retains full control over the company, even when the need for funding is desperate. In order to determine the amount of working capital funds, the working capital cycle must be examined.

Balance Transfer Top-up Loan

Balance Transfer allows customers to transfer their outstanding loan balance to a better loan term, moving from a higher rate of interest to a lower rate of interest or increasing their loan component as a top up.

Project Funding

Are you planning for any project to achieve your goals?

It is not uncommon for new projects or new aspects of the business to not coincide with the planned finance schedule all the time. Financial leverage is necessary to make the project a reality. This is where project funding comes in.Capital Cart can act as a gateway to plant your seeds in your new project with its ProjectFunding Option.

Agri Loan

An agricultural loan is used to finance seasonal agricultural operations or other related activities, such as animal farming, pisciculture, or the purchase of land or agricultural equipment. Such loans are also used to purchase fertilizers, seeds, and insecticides.

Personal Loan

Personal loans are unsecured loans because they don’t have any security or collateral to protect them. They are taken by borrowers for their individual needs and wants. You don’t have to wait to realize your dreams. Take out instant loans today to meet your current financial needs, such as vacations, weddings, home renovations, or gadgets.

Business Loan

Business loan is a loan specifically designed for business purposes. In a business loan, companies borrow money to cover expenses. Start-ups and expansions require adequate capital to fund start-up expenses. Therefore, companies take out business loans to get the funding they need. Business loans are debts that a company must repay according to the terms of the loan. Business loans can help with cash-flow, and help tide

Credit Card Loan

Credit cards are payment cards issued to users (cardholders) that can be used to pay for goods and services on the basis of their promise to pay. A revolving account is created by the card issuer (typically a bank) that grants the cardholder a line of credit from which they can borrow money for payments to merchants or cash advances. There are pros and cons to using a credit card to make a purchase.

Professional Loan

Capital Cart encourages all the entrepreneurs like Doctors, CAs, Business Consultants, Beauticians and many more to set up their dream novel with our Professional Loans Facility